FAQs

Property Swift connects to HM Land Registry through its official Business e-Services portal. This enables eligible property ownership applications to be submitted digitally, reducing paperwork and supporting a more efficient application process with clear progress updates.

Property Swift offers fixed-fee options for different property ownership applications, including £545 for Self Service Property Transfer and £795 for the Online Property Transfer Service. A Change of Name on Property Deeds costs £795. Additional costs, such as HM Land Registry fees and Stamp Duty Land Tax (SDLT), may apply depending on your circumstances. 

Transferring property ownership usually involves confirming the current ownership details, providing information about the proposed change, completing identity verification, considering any mortgage requirements, and submitting an application to HM Land Registry. Tax or other legal considerations may also apply depending on the circumstances. Property Swift provides a structured online process with administrative support to help you complete your application.

The overall timeframe depends on the type and complexity of the ownership change, how quickly the required information is provided, any mortgage requirements, and HM Land Registry processing times. Property Swift helps you complete and submit your application through a structured digital process, but HM Land Registry determines the final processing time.

Yes. Gifting or transferring property to a family member may have tax implications, including Stamp Duty Land Tax (SDLT), Capital Gains Tax (CGT), and Inheritance Tax (IHT), depending on the circumstances. Property Swift does not provide tax advice, so you may need to seek independent professional advice before proceeding.

Property Swift provides a digital-first process that allows you to complete your application, upload supporting documents, complete identity verification, and track progress online. Some circumstances may require additional documents or steps depending on the property, the parties involved, any mortgage requirements, and HM Land Registry requirements.

Property Swift uses a secure digital platform for completing applications, uploading supporting documents, and managing information online. Identity verification and secure document handling form part of the process, helping users complete their property ownership applications remotely without unnecessary paperwork or office visits.

If your legal name has changed after marriage, divorce, or by deed poll, you can apply to update the name recorded on your property title with HM Land Registry. You will usually need evidence of the name change and identity information. Property Swift provides a structured online process to help you complete your Change of Name application.

A change of name updates the owner's personal details; it does not transfer property ownership to another person.

The documents and information required depend on the type of ownership change. You may need proof of identity, current property ownership details, information about the people involved, supporting documents relevant to the change, and mortgage details where applicable. Property Swift provides clear guidance on the information required for your application.

Property Swift supports eligible property ownership applications for registered property in England and Wales. Scotland and Northern Ireland have separate land registration systems and are not currently covered by the service.