A change of name on house deeds refers to updating the legal ownership records of a property to reflect a new or corrected name. This may become necessary following marriage, divorce, a legal name change by deed poll, or to correct an administrative error.
House deeds, or the title register maintained by HM Land Registry, form the official record of ownership. These details must be kept up-to-date to ensure legal clarity, particularly when selling, remortgaging, or transferring the property in future.
There are several circumstances under which a homeowner may wish to update the name recorded on the title deeds:
Ensuring the name on the deeds matches other legal and financial documents prevents complications during conveyancing or legal proceedings.
To proceed with a change of name on house deeds, certain documentation and checks are required:
Documentation must be accurate, certified where necessary, and submitted under Land Registry requirements.
To update your name on the title register, follow these steps:
Form AP1 is used to apply for changes to the register, including a name update.
This is a verification of identity form. You must attend to a solicitor or licensed conveyancer to have this completed and signed.
Ensure all necessary evidence (such as a deed poll or marriage certificate) is certified and enclosed with the application.
You may submit your documents via post or through a professional representative. For straightforward changes, it is often possible to apply without legal assistance.
Ensure your records are accurate. Get professional assistance for your title deed update.
The official HM Land Registry website provides all necessary forms and detailed guidance. Their postal address and contact information are available via gov.uk.
For individuals unfamiliar with the process, especially in cases involving joint ownership or trust deeds, instructing a solicitor or licensed conveyancer is strongly advised.
Although you can carry out a name change independently, professional legal support is advisable in the following situations:
Solicitor fees typically range between £100 and £300, depending on the complexity of the case.
The change itself is often free when only a name is being updated. However, incidental costs can accrue:
|
Item |
Estimated Cost |
|
Land Registry update (simple name change) |
Usually Free |
|
Solicitor fees |
£100 – £300 |
|
Certified documents |
£5 – £20 per item |
|
ID verification (Form ID1) |
£40 – £70 |
Always ensure costs are confirmed in writing when using professional services.
Applications to HM Land Registry typically take two to six weeks. Factors that may delay the process include:
To ensure a smooth name change process, avoid the following common pitfalls:
Using a checklist or working with a solicitor can mitigate these risks.
Upon successful processing, the Land Registry will update the title register and provide an official title information document reflecting the new name. You are not required to update your deeds again unless future changes occur (such as another name change or transfer of ownership).
If the property is mortgaged, the lender’s consent may be required before updating the register. This ensures they are aware of any legal changes related to ownership or borrower identity. Most lenders accommodate name changes upon receiving relevant documentation.
Yes, especially if the property has an outstanding mortgage. Your provider may need to consent before the change can be processed.
Yes, provided the case is straightforward and you follow the Land Registry’s guidance closely.
Usually, no, if you are only updating your name. However, other costs may apply.
HM Land Registry may accept scanned copies for some forms, but usually requires original or certified physical documents.
On average, it takes 2–6 weeks from submission to confirmation.
The title register will be updated, and you can request an updated official copy for your records.
Changing your name on the deeds of a house is a crucial legal step following a change in personal circumstances. By ensuring your records with the HM Land Registry are accurate and current, you safeguard your legal rights and avoid unnecessary complications during future transactions.
Whether you manage the process yourself or use a solicitor, staying organised and adhering to official guidance ensures a smooth transition.
Ready to update your house deeds? Get a no-obligation quote today and make the process simple and stress-free.